Polish up on your jewelry care know-how

You’ve just bought something special. Maybe it’s an engagement ring. Maybe it’s a small necklace that belonged to your grandmother. You want to protect it—but you also don’t want to spend three hours on hold or fax over your entire life history just to do it.

Heirlooms sit in an odd space. They’re usually not the biggest diamond in your collection. They're not a brand-new Cartier watch or a luxury purchase made last week. More often, they’re smaller. A little older. Maybe a little worn.

Let’s take a deeper look at the true cost of traditional jewelry insurance and why many consumers are turning to a new model—like ONCE Insurance’s five-year, one-time-payment plan—for smarter, simpler protection.

There’s something special about that first real watch. Maybe it was a gift. Maybe it marked a milestone—a new job, a graduation, an anniversary. Maybe you just fell in love with the way it looked on your wrist. Whatever the reason, once you own a timepiece in the $1,000 to $5,000 range, the question starts creeping in: should I insure this?

Now, there’s a growing buzz about new ways to insure jewelry, and one company that’s been catching eyes is Once Insurance. They’re shaking up the traditional model in a pretty interesting way. But how does this “new school” insurance compare to the traditional kind you’ve probably heard about? Is it really better, or just different? Well, that’s exactly what we’re digging into today.

Maybe it's because insurance feels complicated, or because "it won't happen to me" is such a human instinct. Either way, let's walk through the most common missteps — and how you can sidestep them.