Wear your jewelry with true peace of mind

Protect your valuables with affordable, no-hassle insurance. Because you deserve to enjoy it with a heart full of love—not worry.

A piece of jewelry is a piece of your life story. Losing it is the last thing you want to think about.

But life’s unpredictable.  And that’s where ONCE comes in.
Purchase your policy once and get 5 years of worry-free coverage.

No monthly payments
No deductibles, ever
No appraisal needed
No hassle if you need to claim
No annual premium hikes
How it works

Protection that
starts the moment
you say “yes”

We all own something of value

Whether gold or silver; precious gem or diamond; heirloom, collectible, or keepsake—ONCE covers them all.

Why once

Let us think about the what-ifs, so you can focus on the nows & forevers

Simple

Simply accept and pay for your policy directly through our website. The process takes less than 5 minutes, and you’re covered for 5 years.

Comprehensive

Whether it's an heirloom necklace or a designer watch, ONCE covers all theft, loss, and accidental damage, with zero deductible. Because peace of mind should cover all bases.

Transparent

You shouldn’t need a law degree to understand a coverage policy. With ONCE, what you see is what you get—no hidden clauses, no surprises, no curveballs.

INSTANT QUOTE CALCULATOR

One low price = 5 years of worry-free wear.

Five years of priceless memories, protected by one low payment. Once and done.

“I couldn't be happier with my experience with Once! From the moment I signed up, the process was incredibly smooth and stress-free. Their customer service is top-notch; every representative I spoke with was friendly, knowledgeable, and eager to help. Recently, I had to file a claim for a lost bracelet, and I was amazed at how quickly and efficiently everything was handled.”
jennifer dolaph
marketing manager
“Recently, I had to file a claim for a lost bracelet, and I was amazed at how quickly and efficiently everything was handled. I couldn't be happier with my experience with Once! From the moment I signed up, the process was incredibly smooth and stress-free. Their customer service is top-notch; every representative I spoke with was friendly, knowledgeable, and eager to help.”
Salma Cody
Creative Director
“Their customer service is top-notch; every representative I spoke with was friendly, knowledgeable, and eager to help. I couldn't be happier with my experience with Once! From the moment I signed up, the process was incredibly smooth and stress-free. Recently, I had to file a claim for a lost bracelet, and I was amazed at how quickly and efficiently everything was handled.”
Joshua Evans
Actor

Frequently Asked Questions

Is the one-time fee equal to 5 years of regular insurance costs paid upfront?

Absolutely not! With Once, not only do you enjoy the convenience of a single payment, but you also save money. A Once policy is approximately 35% cheaper over the 5 year period compared to purchasing 5 years of traditional insurance.

How can Once offer lower prices with a single payment?

At Once, we put you, the consumer, first. Our team has worked tirelessly to create a seamless product that reduces overhead costs without compromising on quality. The result? The world's simplest and most affordable way to insure your valuables.

Insurance as I know it has never been hassle-free. What's the catch?

We understand your experiences with insurance may have felt cumbersome and fraught with surprises, from hidden fees to complex claims processes. But we are not here to follow the same narrative — rather, our mission is to break the mold and make insurance straightforward, affordable, and actually enjoyable. You can read about our unique approach and process on our About Us and How It Works pages.

Doesn't my home insurance already cover my jewelry?

You'd think so, right? But most times, the coverage you get with a standard homeowner's insurance policy is pretty limited, especially when it comes to jewelry. They usually have a cap (like $1,500) for theft, which doesn't stretch far if you've got some pricey pieces. Sure, you can beef up your policy with extra coverage, but that's gonna cost you—usually up to 30% more than what ONCE charges. Plus, going through the hassle of getting an appraisal? No thanks. ONCE skips all that headache, making it way easier and cheaper to keep your valuables protected.

Read all FAQs